Are Banks Ready to Revive Pre-2008 Lending Rules and Boost Borrowing?
A Return to Pre-2008 Lending Rules? Banks Are Ready to Open the Financial Floodgates to Borrowers In recent years, the banking industry has shown hints of a shifting strategy regarding lending practices. The cautious approach that dominated the post-2008 financial crisis era is slowly giving way to more lenient lending standards, evoking memories of the […]
: The State of Mortgage Lending in Today’s Market
According to the latest ICE Mortgage Monitor, mortgage delinquencies held relatively steady in April with the national delinquency (DQ) rate rising by just 1 basis point (bp) to 3.22% in the month. The national DQ rate is up 13 bps (4.1%) YoY and while serious delinquencies (SDQs) ‒ loans 90+ days past due but not […]
The Impact of Crowdfunding and P2P Lending on Real Estate Investing in 2016
At the end of one year and the beginning of the next, it’s important to look back at how the previous year went, as well as to look at some major events that occurred during that time. The industry certainly made a lot of progress in 2016, with the Jobs Act being updated and the […]